Bestselling Author and Retirement Expert, Dale McGregor, shares the dramatic story behind the opening of his book The Retirement Voyage: the night his son suffered a severe hip injury on the field and, moments later, Dale shattered his own hip jumping from the bleachers. He walks through the surgeries, the long recovery, and the surprise diagnosis that followed. Dale then connects this “wacko night” to the core of his financial planning philosophy: life throws curveballs, and without a written plan and built-in flexibility, one unexpected event can derail your future.