Bestselling Author and Retirement Expert, Dale McGregor, looks toward the retirement “horizon” and tackles one of the biggest threats to your nest egg: long-term care and unplanned medical expenses. Dale shares the startling stat that people who live past 65 have about a 70% chance of needing some form of long-term care. He explains what qualifies as long-term care, how quickly a $10,000-per-month nursing home bill can exhaust a million-dollar portfolio, and why he often prefers max-funded life insurance strategies over traditional “use it or lose it” long-term care policies.