Bestselling Author and Retirement Expert, Dale McGregor, breaks down FEGLI—how it works, why it's affordable early in a federal career, and how hidden price increases erode its value over time. He explains the five-year premium jumps, the sticker shock many employees discover in their 50s and 60s, and why most retirees cannot afford FEGLI later in life. Dale also covers strategies to preserve a portion of coverage at no ongoing cost and why employees should never cancel FEGLI without a replacement in place.